Yield as a Service (YaaS) para instituciones
Yield as a Service (YaaS) para instituciones
Add yield to your product and monetize every dollar your users hold.
35M+
users
<3,4T$
trading volume
EU
Licensed
80+
supported assets
Offer lending products inside your app
Offer lending products inside your app
Monetize idle balances with crypto yield
Turn user funds into a revenue stream
Add the Crypto Lending feature to your product in 21 days
Why platforms integrate Yield as a Service
Why platforms integrate Yield as a Service
Platforms can integrate Yield as a Service solutions for a variety of advantages.
Create a new revenue stream
Earn a share of the yield generated on user balances held within your product.
Example: $1M in retained balances → up to ~$50K/year in additional yield opportunity.
Increase client retention
Keep users engaged within your ecosystem rather than losing assets to external platforms.
Expand your product offering
Add a lending feature without building in-house lending infrastructure.
Go live faster
Launch through a flexible API setup with sandbox access and technical support.
Yield strategies through one integration
Yield strategies through one integration
Access a complete suite of institutional yield opportunities through a single integration with WhiteBIT. Offer flexible earning products to your users or optimize your corporate treasury without the complexity of managing multiple providers or integrations.
One integration gives you access to:
Flexible yield
Enable users to earn rewards while maintaining access to their assets.
Fixed-term yield
Offer higher potential returns through fixed-duration earning products.
Treasury yield strategies
Put idle corporate digital assets to work with tailored yield solutions designed for institutional capital.
Future-ready infrastructure
Gain access to new yield products and strategies as they become available, without additional integration work.
Problems YaaS solves
Problems YaaS solves
Building an in-house solution
Run validators
Integrate dozens of protocols
Build a reward engine
Maintain blockchain integrations
Months of engineering
Buying Yield as a Service solution
Managed infrastructure
One API
Automated rewards
Continuous updates handled by the provider
Launch in weeks
How WhiteBIT Yield as a Service works
How WhiteBIT Yield as a Service works
The steps outlined describe the Yield as a Service (YaaS) solutions offered by WhiteBIT
Integrate the WhiteBIT Yield API
Your team connects to our API and configures product logic within your platform.
Create a master account
A dedicated account structure is set up for your business.
Generate subaccounts automatically
Each end user can be mapped to a dedicated internal account structure.
Offer yield products directly inside your app
Users allocate assets into Fixed or Flexible yield plans without leaving your ecosystem.
Track balances, rewards, and reporting
Track balances, rewards, and reporting
Your team gets visibility into balances, accruals, and operational reporting.
YaaS integration steps
YaaS integration steps
These 4 steps are required to start offering Yield as a Service on WhiteBIT.
Pass KYB
Get API access
Connect backend
Release Crypto Lending
YaaS Features
YaaS Features
Among the most attractive Yield as a Service features are the following:
Revenue sharing model
Real-time yield accrual
Flexible + Fixed plans
Full reporting for finance teams
Sandbox for testing
Compliance and operating model
Compliance and operating model
Designed for regulated and institutional partners
Depending on your business model, WhiteBIT can support different integration setups:
Your platform manages the client relationship
Your entity remains the primary counterparty
KYB is completed at the partner level
End-user flows can be structured according to your compliance framework
Sub-account architecture supports client-level allocation and reporting
Why choose WhiteBIT for implementing Yield as a Service?
Why choose WhiteBIT for implementing Yield as a Service?
Industry-leading security
Security is at the core of everything we do. WhiteBIT stores 96% of digital assets in cold wallets, protects its infrastructure with a Web Application Firewall (WAF), and follows rigorous internal security practices. We are the first exchange to achieve the highest level of CryptoCurrency Security Standard (CCSS) certification, rank #1 on CER.live with a perfect 100/100 security score, have successfully passed independent audits by Hacken, and adhere to FATF-compliant AML procedures to ensure the safety of both assets and operations.
Regulatory compliance
WhiteBIT adheres to international AML and compliance standards, including the FATF Recommendations, providing partners with a trusted and transparent foundation for delivering crypto yield services.
Simple integration
Launch Yield as a Service quickly with developer-friendly APIs and infrastructure designed for seamless integration into existing products and platforms.
Full transparency
Gain complete visibility into yield generation, asset allocation, and performance through clear reporting and transparent operational processes.
Built for scale
Whether you're serving individual users or millions of customers, WhiteBIT's enterprise-grade infrastructure is built to support reliable, high-volume yield services as your business grows.
Who can benefit from Yield as a Service?
Who can benefit from Yield as a Service?
Fintech Companies
Integrate WhiteBIT's Yield as a Service into your platform to offer customers crypto earning products without building your own yield infrastructure.
Crypto Companies
Monetize idle treasury assets or embed yield products into your ecosystem to create additional revenue streams.
Asset Managers
Enhance managed crypto portfolios by allocating idle assets to yield-generating strategies.
Prime Brokers
Expand your service offering by enabling clients to earn yield on idle digital asset balances.
Hedge Funds
Improve capital efficiency by generating returns on excess crypto assets that are not actively deployed.
Family Offices
Earn passive returns on long-term crypto holdings while maintaining strategic asset exposure.
High Net Worth Individuals
Generate passive income from idle digital assets without actively trading them.
Token Projects
Put treasury reserves to work and create additional utility for your token ecosystem through institutional crypto yield opportunities.
Individual Traders
Earn passive yield on crypto assets while they are not being used for trading.
Market Makers
Increase capital efficiency by earning yield on inventory that is temporarily idle between market-making activities.
Prop Trading Companies
Generate additional returns on trading capital when it is not actively allocated to positions.
HFT Companies
Earn yield on capital that remains unused between high-frequency trading operations.
Services with Trading Bots
Allow users to earn yield on funds that remain idle between automated trading strategies.
Listing Partners
Benefit from Yield as a Service by earning returns on treasury assets or complementing your broader digital asset offering with yield solutions.
Secure Environment
Secure Environment
Certified to manage confidential information
European standard for the protection of personal data GDPR
ISO/IEC 27701:2019 “Privacy Information Management”
ISO/IEC 27001:2013 “Information Security Management”
Our partners
Our partners
Use case: Fintech app
Use case: Fintech app
A Yield as a Service solution was provided via a crypto yield API and deployed within 2 weeks.
Challenge
The fintech app had no yield product, so users moved assets to other platforms to earn income.
Solution
The company integrated WhiteBIT YaaS in 14 days and launched Crypto Lending directly within the app.
Result
Increased user asset retention, attracted new users, and generated ~5% annual revenue on deposits (e.g., $1M → ~$50K/year).
Other products you might be interested in
Other products you might be interested in
Crypto-as-a-service
Offer crypto to your customers
Learn more
Wallet address generation
Create wallets for 330+ cryptocurrencies, across 80+ networks
Learn more
Liquidity providing
Get access to our high liquidity solutions at low spreads
Learn more
OTC
Convert crypto assets in large quantities at favorable rates
Learn more
Share your business needs with us
Share your business needs with us
Complete the form below to connect with one of our crypto experts.
FAQ
FAQ
Yield as a Service (YaaS) enables businesses to integrate crypto-earning products directly into their platforms via a single API. It allows users to earn yield on their digital assets while creating a new revenue stream for your business.
After completing KYB and integrating the WhiteBIT API, you can offer Flexible and Fixed yield products inside your application via embedded yield solutions. WhiteBIT manages the underlying infrastructure, while you track balances, rewards, and reporting through a dedicated account structure.
WhiteBIT supports yield products across a wide range of digital assets and continues to expand its offering. Contact our team to discuss the assets and blockchain networks available for your integration.
Yes. WhiteBIT stores 96% of digital assets in cold wallets, is CCSS certified, ranked #1 by CER.live with a 100/100 security score, and follows FATF-compliant AML procedures. Independent security audits and enterprise-grade infrastructure help ensure institutional-level protection.
Most partners can launch institutional crypto YaaS in as little as 21 days, depending on their technical requirements. WhiteBIT provides API documentation, a sandbox environment, and technical support throughout the integration process.
Rewards are calculated based on the selected yield product (e.g., Flexible or Fixed) and accrue automatically. Your platform receives real-time reporting on balances, yield accruals, and reward distribution through the API.
Institutional crypto Yield as a Service creates an additional revenue stream by allowing your business to share in the yield generated on customer balances. It also helps retain user assets within your ecosystem, increasing engagement and the lifetime value of your customers.
