Crypto Wallet as a Service (WaaS) for Institutions
Crypto Wallet as a Service (WaaS) for Institutions
Описание: Launch secure, scalable crypto wallets inside your product with WhiteBIT’s institutional Wallet as a Service.
>$3.4T
Annual trading volume
900+
Trading pairs
5.500+
Institutional clients
35M+
W Group users
Why do institutions need WaaS solutions?
A crypto wallet as a service solution helps institutions move faster without taking on the full operational burden of building and maintaining wallet infrastructure from scratch.
WhiteBIT WaaS solution
Access multi-chain wallet infrastructure through APIs instead of building separate integrations for every network.
Use an MPC-based security architecture designed to reduce single-point-of-failure exposure.
Generate wallets programmatically through the Wallet Creation API for large user bases. Integrate built-in compliance logic, transaction controls, and screening workflows into wallet operations. Reduce the need to maintain blockchain nodes, wallet logic, security layers, and monitoring systems internally. Embed crypto wallet as a service functionality directly into your existing product, app, or platform.
Institutional challenge
Complex blockchain integration
Private key security risks
Slow wallet creation at scale
Compliance pressure
Operational overhead
Fragmented user experience
WhiteBIT WaaS core features
WhiteBIT WaaS provides institutions with the infrastructure layer needed to embed crypto wallets, process transactions, and manage digital asset operations via a scalable API-based model.
Multi-chain wallet infrastructure
Support leading blockchain networks, including Bitcoin, Ethereum, Tron, Polygon, BNB Chain, Solana, and more. Institutions can offer wallet as a service for crypto users without maintaining separate wallet systems for each blockchain.
Built-in compliance
Integrate compliance-oriented workflows into wallet operations, including transaction monitoring, risk controls, and address-level checks, depending on the final integration scope. This helps fintechs, exchanges, and payment providers operate crypto wallets as a service with stronger governance.
MPC security
WhiteBIT’s WaaS crypto architecture can use Multi-Party Computation to split key control across separate cryptographic shares. This reduces reliance on a single private key and supports a stronger institutional security model.
Wallet Сreation API
Create and manage wallets programmatically for users, businesses, or internal treasury operations. The Wallet Creation API helps institutions scale crypto wallet infrastructure without manually provisioning every wallet.
Ready to launch secure wallet infrastructure?
Connect with WhiteBIT’s institutional team to explore a scalable crypto wallet as a service solution tailored to your business.
WhiteBIT crypto WaaS security architecture
Security is one of the main reasons institutions choose crypto wallet as a service providers instead of building wallet infrastructure independently. A production-grade WaaS model must protect private keys, transaction flows, approvals, and operational access.
Wallet Сreation API
MPC cryptography can split signing authority into multiple cryptographic shares across isolated environments. This makes the system more resilient than models that depend on a single private key.
No single private key exposure
The architecture is designed to reduce the risk that a compromised system will expose the full private key. For institutions, this is a critical safeguard when managing user assets or enterprise funds.
Transaction approval policies
Set configurable approval workflows for withdrawals, transfers, and high-risk actions. This gives institutions more control over how funds move across wallets.
Address whitelisting
Limit outgoing transfers to approved addresses. Address whitelisting helps reduce operational risk, fraud exposure, and unauthorized asset movement.
Monitoring and risk controls
Monitor wallet activity, transaction patterns, and operational events to detect suspicious behavior and support internal controls.
How does WhiteBIT WaaS integration work?
WhiteBIT’s wallet as a service model is designed for institutions that need embedded wallet infrastructure without rebuilding the full crypto stack internally. With crypto wallet as a service, your team can connect wallet functionality to existing products, user flows, payment rails, or treasury systems through a structured integration process.
Step 1
Define the integration scope
We identify your product model, supported assets, target blockchains, user flows, compliance requirements, and operational needs.
Step 2
Connect via API
Your technical team integrates WhiteBIT’s WaaS APIs into your platform, app, or backend system. This creates the foundation for embedded wallets and wallet lifecycle management.
Step 3
Configure wallet operations
Set wallet creation logic, transaction permissions, withdrawal policies, approval rules, address whitelisting, and compliance checks.
Step 4
Test security and transaction flows
Run integration testing across deposits, withdrawals, address generation, approvals, monitoring, and exception scenarios before launch.
Step 4
Launch and scale
Deploy crypto wallets as a service to your users or internal teams, then scale wallet creation, transaction volume, and supported networks as your business grows.
Launch your wallet infrastructure today
Connect secure, scalable crypto wallet functionality to your product with WhiteBIT WaaS
Who is WaaS for?
WhiteBIT WaaS is built for institutions that need secure, scalable, and compliant wallet functionality inside their own product environment.
Crypto exchanges
Create deposit and withdrawal wallets for millions of users while reducing the complexity of maintaining wallet infrastructure across multiple chains.
Fintech apps
Add digital asset accounts to your existing financial product without building the entire crypto wallet stack internally.
Payment providers
Accept, store, and settle crypto payments across supported networks with infrastructure designed for operational reliability.
Web3 platforms
Embed wallets into dApps, marketplaces, gaming ecosystems, and other on-chain products through Web3 wallet infrastructure.
Neobanks
Offer crypto wallet functionality alongside traditional financial services and create a smoother bridge between fiat and digital assets.
Enterprise treasury
Manage company crypto assets with policy controls, approval workflows, reporting, and secure wallet operations.
Brokerages and investment platforms
Add wallet as a service for crypto products, user balances, and asset transfers while maintaining stronger operational control.
Tokenized asset platforms
Support wallets for users interacting with tokenized securities, real-world assets, loyalty assets, or other blockchain-based instruments.
Benefits of WhiteBIT WaaS
Choosing the right crypto wallet as a service provider is not only about launching wallets faster. It is about reducing infrastructure risk, improving operational control, and giving your users a reliable digital asset experience.
Stronger asset protection
MPC-based architecture, approval flows, and operational controls help protect user and institutional funds.
Scalable wallet creation
Create wallets programmatically for large user bases without manually managing wallet deployment.
Two-Factor Authentication
Add an extra layer of access protection for administrative and operational actions.
Regulatory compliance support
Build wallet operations around AML, KYC/KYB, risk monitoring, transaction controls, and jurisdiction-specific requirements.
Multi-currency support
Support hundreds of digital assets and blockchain networks with a single crypto wallet infrastructure layer.
Lower development burden
Avoid the cost, complexity, and time required to build wallet architecture, blockchain integrations, monitoring, and security systems from zero.
All-in-one solution
Access wallet creation, transaction management, compliance workflows, security architecture, and operational controls through one WaaS crypto infrastructure model.
Faster time to market
Launch wallet functionality faster while keeping your internal team focused on product, customers, and growth.
Who is WaaS for?
WhiteBIT WaaS is built for institutions that need secure, scalable, and compliant wallet functionality inside their own product environment.
Criteria
Buy WhiteBIT WaaS
Build Internally
Time to market
Faster integration through the existing wallet as a service infrastructure, within weeks.
Typically, 6–18+ months to design architecture, integrate blockchains, implement security controls, complete testing, and prepare for production deployment.
Blockchain support
Multi-chain support is available through a unified infrastructure layer, reducing the need for chain-by-chain development and maintenance.
Each additional network typically requires separate integration, monitoring, upgrades, and ongoing maintenance, often adding 2–8 weeks of engineering effort per blockchain.
Security
MPC-based architecture and institutional security controls help reduce implementation complexity while supporting enterprise-grade security requirements.
Requires dedicated security engineering, key management design, penetration testing, monitoring systems, and periodic audits. Security audits alone can cost from $20,000 to $100,000+, depending on scope and regulatory requirements.
Security
Built-in compliance-oriented tools and configurable controls help accelerate the deployment of governance and risk-management processes.
AML, KYC/KYB workflows, transaction monitoring, policy controls, reporting capabilities, and vendor integrations must be designed and maintained internally, often requiring dedicated compliance and engineering resources.
Scalability
Designed to support scalable crypto wallets as a service without requiring institutions to build and maintain the underlying wallet infrastructure themselves.
Scaling from thousands to millions of wallets typically requires continuous optimization of backend services, databases, blockchain connectivity, and operational processes.
Operational cost
More predictable operating model with reduced infrastructure overhead and fewer internal resources required for wallet operations.
Initial investment commonly includes blockchain engineers, backend developers, DevOps specialists, and security experts. For many institutions, first-year development and infrastructure costs can reach hundreds of thousands of dollars before launch.
Maintenance
WhiteBIT supports core infrastructure maintenance, allowing internal teams to focus on product development and business growth.
Continuous responsibility for node management, software updates, blockchain protocol changes, monitoring, incident response, and performance optimization. Operating and maintaining blockchain infrastructure can require ongoing monthly infrastructure and support costs.
Risk
Reduced technical and operational complexity through a mature wallet as a service framework and established operational processes.
Greater exposure to development delays, security misconfigurations, operational errors, and evolving blockchain requirements.
Get started with WhiteBIT WaaS
Complete the form below, and our institutional infrastructure specialists will contact you to discuss your requirements, integration options, supported blockchains, security architecture, and expected deployment timeline.
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FAQ
Crypto Wallet as a Service is an infrastructure solution that allows institutions to create, manage, and embed crypto wallets into their products through APIs. Instead of building wallet infrastructure from scratch, companies can use a WaaS provider to support wallet creation, transaction flows, security controls, and blockchain connectivity.
The final model depends on the integration architecture, regulatory requirements, and product setup. WhiteBIT can support institutional wallet infrastructure models designed around secure key management, operational controls, and compliance needs. The exact custodial structure should be defined during the integration assessment.
Integration time depends on the number of blockchains, compliance requirements, user flows, internal systems, and testing scope. A standard crypto wallet as a service integration can move faster than building wallet infrastructure internally because the core wallet, security, and API layers already exist.
WhiteBIT WaaS can support leading blockchain networks, including Bitcoin, Ethereum, Tron, Polygon, BNB Chain, Solana, and more. The final supported network list should be confirmed during the integration process.
WhiteBIT WaaS can support compliance-oriented workflows, including AML/KYC/KYB processes, transaction monitoring, address screening, and configurable controls. Specific standards and jurisdictional requirements should be reviewed based on your business model and operating markets.
WhiteBIT’s security architecture can use MPC-based key management to reduce single private key exposure. Additional controls may include transaction approval policies, address whitelisting, role-based access, monitoring, and operational risk controls.
Yes, WhiteBIT WaaS can support white-label crypto wallet use cases where wallet functionality is embedded into your own product experience. The final interface, branding model, and technical setup depend on your product requirements.
Yes. The wallet creation API is designed to support scalable wallet provisioning for large user bases. This makes crypto wallets as a service relevant for exchanges, fintech apps, neobanks, payment providers, Web3 platforms, and enterprise products.
Get started with WhiteBIT WaaS today
Ready to launch wallet as a service for crypto users without building the entire infrastructure internally?
