Yield as a Service (API)
Yield as a Service (API)
Add yield to your product and monetize every dollar your users hold
35M+
users
<3,4T$
trading volume
EU
Licensed
80+
supported assets
Why platforms integrate yield
Create a new revenue stream
Earn a share of yield generated on user balances held within your product
Example: $1M in retained balances → up to ~$50K/year in additional yield opportunity
Increase client retention
Keep users engaged inside your ecosystem instead of losing assets to external platforms
Expand your product offering
Add an “Earn” feature without building lending infrastructure in-house
Launch through a flexible API setup with sandbox access and technical support
How Yield as a Service Works
How Yield as a Service Works
全面的产品组合
为机构客户提供全方位解决方案——从法币/加密货币兑换服务到流动性提供。
个性化服务
量身定制的解决方案以满足每位客户的具体需求。
公平报价
透明的佣金结构和费用政策。
持牌合规
WhiteBIT 已获得超过 10 个 VASP 授权。
Integrate the WhiteBIT Yield API
Your team connects to our API and configures product logic within your platform.
Create a master account
A dedicated account structure is set up for your business.
Generate subaccounts automatically
Each end user can be mapped to a dedicated internal account structure.
Offer yield products directly inside your app
Users allocate assets into Fixed or Flexible yield plans without leaving your ecosystem.
Track balances, rewards, and reporting
Your team gets visibility into balances, accruals, and operational reporting.
全面的产品组合
为机构客户提供全方位解决方案——从法币/加密货币兑换服务到流动性提供。
个性化服务
量身定制的解决方案以满足每位客户的具体需求。
公平报价
透明的佣金结构和费用政策。
持牌合规
WhiteBIT 已获得超过 10 个 VASP 授权。
Steps
Pass KYB
Get API access
Connect backend
Release Crypto Lending
Features
Revenue sharing model
Real-time yield accrual
Flexible + Fixed plans
Full reporting for finance teams
Sandbox for testing
Compliance and operating model
Compliance and operating model
Designed for regulated and institutional partners
Depending on your business model, WhiteBIT can support different integration setups:
Your platform manages the client relationship
Your entity remains the primary counterparty
KYB is completed at the partner level
End-user flows can be structured according to your compliance framework
Sub-account architecture supports client-level allocation and reporting
Our partnerts
Our partnerts
Use case: Fintech app
Use case: Fintech app
全面的产品组合
为机构客户提供全方位解决方案——从法币/加密货币兑换服务到流动性提供。
个性化服务
量身定制的解决方案以满足每位客户的具体需求。
公平报价
透明的佣金结构和费用政策。
持牌合规
WhiteBIT 已获得超过 10 个 VASP 授权。
Challenge
The fintech app had no yield product, so users moved assets to other platforms to earn income
Solution
The company integrated WhiteBIT YaaS in 14 days and launched Crypto Lending directly within the app.
Result
Increased user asset retention, attracted new users, and generated ~5% annual revenue on deposits (e.g. $1M → ~$50K/year)
Other Products You Might Be Interested In
Other Products You Might Be Interested In
全面的产品组合
为机构客户提供全方位解决方案——从法币/加密货币兑换服务到流动性提供。
个性化服务
量身定制的解决方案以满足每位客户的具体需求。
公平报价
透明的佣金结构和费用政策。
持牌合规
WhiteBIT 已获得超过 10 个 VASP 授权。
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